Happy family get Home Equity Loans

Home Equity Loans in Toronto

Why Choose Us

  • We are the Direct Lender
  • We can offer the lowest home equity loan interest rates
  • It’s a simple and easy application process with same day approval
  • We have flexible guidelines and customized solutions
  • You’ll get exceptional service with quick responsiveness

Home Equity Loans Across Ontario

For many people, a home equity loan is one of the easiest ways to obtain funds. We lend to homeowners in the Greater Toronto Area and surrounding cities. Each person has their own circumstances and reason for requiring funds. We listen, understand your borrowing needs, and provide expertly crafted loan solutions.


How Home Equity Loans Work

Homeowners use the equity in their home as collateral. The primary criteria for the amount you can borrow is based on the equity in your home. Home equity is the value of your home minus the outstanding balance of your mortgage. This financial tool has great flexibility. Whether you need a few thousand or hundreds of thousands of dollars, we provide home equity loans to attain your goals.

When obtaining a home equity loan, it is repaid in monthly installments. We offer amortized principal and interest payments or you can choose our interest-only payment option, which enables you to lower your monthly payment. We can also design a custom payment plan with zero payments for up to 12 months. With these options, you will have peace of mind knowing that you will have a payment plan that you can comfortably afford.

Not the loan you’re looking for? We also have personal loans in Toronto.


A home equity loan is one of the easiest and quickest ways for you to obtain the funds you require. If you want to avoid paying penalties to refinance your first mortgage, a home equity loan is an option and may be a better choice. Our guidelines are more flexible than the banks, and we have a simple and easy application process.

Pay off your debt and lower your monthly payment by more than half.

Tribecca Finance also provides second mortgage loans in Toronto and other loans that you can use for debt consolidation, home renovations, business investment, and more.

With a Home Equity Loan you can also use the funds to:

  • Pay for unexpected expenses
  • Purchase an investment property
  • Pay for wedding expenses
  • Pay for education
  • Pay off a consumer proposal
  • Pay mortgage and tax arrears
  • Purchase an automobile
  • Purchase household items

How to Get Started?

Apply online, or call (416) 225-6900 and one of our friendly advisors will be pleased to assist you in achieving your goals.

Click here to learn more about second mortgages.