Frequently Asked Questions


What is a second mortgage?

A second mortgage is a loan secured on a property.

How do I qualify?

Our primary criteria for approval is the equity in your home.

How do I apply for a second mortgage in Toronto?

Call us at (416) 225-6900 or apply online in minutes and one of our friendly advisors will contact you within four business hours.

When will I receive my funds?

We provide approvals within 24 hours and you will receive the funds within days.

How do I make my monthly payments?

Your monthly payment will be automatically debited from your account.

What is your lending area?

We lend to homeowners in the Greater Toronto Area and surrounding cities. Learn more about second mortgages.

Consider home equity loans instead.